investing
At some points in our lives many of us experience signs of financial stress or worry. Whether it is a child struggling to save enough money to purchase a gift, or an adult avoiding debt, paying bills on time and making ends meet, we all experience varying level of stress at one time or another. Financial stress stems from: too much debt not earning enough money the expense of raising kids differing views about how to manage finances the […]
What You Need to Get Started: Retirement Plan Basics Step 1. When do you want to retire? ________________________________________________ While typically we think of 65 as the common retirement age, today’s longer average lifespans make it less feasible to retire so soon. Many people may have to—and will be able to—work many more years past the age of 65. Whatever your retirement age goal is, be sure to plan for all the […]
Why Invest? If you keep your money “under your mattress” instead of investing it, your money is not working for you and you may never have more than what you have put away (and we have not even factored in the effect of inflation). The bottom line is there are two major ways to make money: By working hard. By having your assets work for you (Investing). Some of the most compelling reasons for investing are: The prospect of […]
For so many reasons, Christmas is an expensive time for some of us. We tend to get caught up in overspending and overindulging which can both have negative effects on our pockets after the season. These tips can help to get your finances on track for the New Year. Good financial planning will help you enjoy the festive season and enter the New Year on a high note! Try and resist embarking on the usual Christmas practice of “shopping ‘til we […]