October 9, 2019

Mental Health and Money Matters

Research shows that financial issues and mental health problems often go hand-in-hand. Financial wellness is an important part of the happiness equation, and happiness is part of having good mental health. According to Dena Roten, Managing Director and Head of Citi® US Branch Network, “Financial wellness is about developing a healthy relationship with money—to include feeling a sense of control over short-term financial obligations while also successfully working toward moderate and longer term goals.” Today, on World Mental Health day, […]
October 9, 2019

Financial Resilience in the wake of a natural disaster!

  As the hurricane season approaches, it is a stark reminder and our duty, to ensure that we are prepared to handle any type of life-changing events and to become more financially resilient, should the need arise. As regulators of the financial industry, we are concerned about our stakeholders’ financial security in the wake of natural disasters. For emergency purposes, we always advise persons to have a minimum of six months’ salary put aside. This may be a challenge for some […]
August 30, 2019

Gaining Financial Independence

Discipline, Tolerance and Production. The watch words of our beautiful twin island, Trinidad and Tobago.  As a body politic, these words apply to every dimension of our lives. One such dimension in particular is our financial lives. We tend to spend a great deal of time mentally juggling mechanisms that will allow us to competently pay our expenses and still remain with sufficient disposable income to invest and recreate ourselves. We make it our duty to strive toward gaining Financial […]
August 22, 2019

The JAVA Budget

Make JAVA days, better days, with a JAVA Budget.   The sunny JAVA months make it easy to unwind. Unfortunately, it can also mean unwinding financially. You may probably be wondering, “What does “JAVA” mean?” Well, in case you missed it, “JAVA” is simply an acronym for the July-August Vacation. For the most part, your finances get derailed during this period of the year as a result of many personal  commitments or responsibilities that arise which include: graduation ceremonies for […]