Who Are We?

The TTSEC is the sole regulator of the capital market in T&T

The Trinidad and Tobago Securities and Exchange Commission or TTSEC is the sole regulator of the nation’s capital market which includes the market for stocks, bonds, mutual funds etc.


What is a Security?

A security is an investment instrument used to create wealth.

A security is an investment instrument that has a financial value and can be used to create wealth. Securities can also be traded/transferred.  The main classes of securities registered with the TTSEC are:

    • Equities such as stocks / shares
    • Debt instruments such as bonds
    • Mutual funds


What is Investing?

Investing is normally five years and over.

Investments can be short term (under five years) but are generally for five years and over. With investments, the money is invested in assets whose value can rise or fall


What does risk mean?

Risk is the degree of uncertainty about the return an investor would earn.

Risk is the degree of uncertainty about the return an investor would earn on an investment. This means that there is a possibility of an investor incurring a loss on his or her investments. Remember the higher the return, the higher the risk. That higher return is your compensation for taking on the additional risk.


What are some of the main classes of investment products?

Equities, real estate, equity, debt instruments and cash.

  • Real Estate
  • Equity (stocks/shares)
  • Debt instruments (bonds)
  • Cash and cash equivalents


Set your goals!

Basic Steps – Goal Setting

The first step towards achieving your financial well-being is to Set Your Goals You will make better decisions about your money if you develop and follow a plan for investing. Ask yourself these questions and write down your responses: What are my top 3 financial goals? When do I hope to achieve those goals? How much money do I need to attain those goals?


What are My Investment Options?

Amount, goals, time frame and level of risk.

Your choices should depend on:

  • the amount you have to invest,
  • your investment goals,
  • the time frame within which you expect your return; and
  • the level of risk that you are willing to take.


The Five Steps to Investing:

Follow these five basic steps

Before you begin to invest, you should follow the five basic steps:

  1. Set Your Goals
  2. Find out your investor profile i.e. what type of investor are you?
  3. Determine your investment objectives
  4. Select your investment options.
  5. Seek advice from a registered financial advisor


What are the ABCs of investing?

Know the ABCs

A – Ask Questions B- Beware of Investment Fraud C– Check with a registered financial advisor or broker