Investor Education Quiz

Greg just got married and has his sights set on building their new family home in the next 5 years. He is planning for a:

Before starting a budget, you should first:

Who should you consult for long-term financial planning as well as investment advice?

With this scam, fraudsters can operate anonymously from anywhere in the world, making it hard to catch them. They lie to try and convince you to either send them money or your personal bank card or financial information.

Petal is planning her vacation to the Maldives in the next two years. She is planning to achieve a:

Income can be defined as:

The probability or likelihood of occurrence of losses relative to the expected return on any particular investment. It is a measure of the level of uncertainty of achieving the returns as per the expectations of the investor. It is the extent of unexpected results to be realized.

What may prevent you from achieving your set financial goals:

Which of the following is NOT an example of a periodic expense?

A prolonged period of falling prices usually brought on by the anticipation of a decline in economic activity. It is normally triggered when investors sell off securities, because they anticipate worsening economic conditions and falling corporate profits. As prices fall, widespread pessimism among investors causes the negative sentiment to be self-sustaining.

Which of the following will help to ensure that you achieve your financial goals?

Debt can be defined as:

This happens when your investment earnings or income are reinvested and added to your principal, forming a larger base on which earnings can accumulate.

All of these are effective ways to help you in the decision making process towards achieving your goals EXCEPT:

What is Negative Debt?

An investment vehicle which pools money from investors and purchases various types of securities such as shares, bonds or money market securities based on stated investment objectives. Also known as: Collective Investment Schemes.

Credit is a loan of money from someone with the expectation that the money will be paid back at a later date.

The trading of a corporation’s shares or other securities on the basis of non-public and price sensitive information.

Setting spending priorities helps to do all EXCEPT:

What is interest?

The nation’s centralised market place for buying and selling stocks. In addition to increasing the investment options available to individuals, it also provides a mechanism through which companies can raise capital for expansion purposes by selling and issuing securities.

Prioritising your needs and wants helps to better manage your money and afford the things that you want.

What is the difference between saving and investing?

An investment portfolio is based on:

All of the following helps with saving EXCEPT:

Name the three (3) major types of investments?

The person purchasing a bond is known as:

All of these are vague savings goals EXCEPT:

What are the three (3) types of securities that are regulated in Trinidad and Tobago?

When you buy a bond you are lending money to the issuer, who is in fact the borrower:

There are four steps to saving. The recommended order is to:

Which of the following investment instruments is NOT regulated by the Trinidad and Tobago Securities and Exchange Commission?

The face value of a bond refers to:

When setting up an emergency fund, how much should you ideally work towards?

What is the core function of the Trinidad and Tobago Securities and Exchange Commission?

The first time a company offers its shares to the public is known as:

You should keep your emergency fund combined with your other savings

Which entity comprises the largest operators of mutual funds in Trinidad and Tobago?

Purchasing shares/stock affords an investor the opportunity to make money through:

Investing is all about making your money grow, putting your money to work for you

Which entity facilitates the trading of stocks/ shares in the local market?

All registered broker dealers can be found using the TTSEC’s website:

“Pay yourself first” suggests that a person should:

This entity is focused on advancing the securities industry through collaborating with governing bodies in the industry and supporting the development of legislation.

This scam often happens in social groups. Con artists gain your trust and encourage you to invest in a fraudulent scheme.

How can you make a long-term goal easier to achieve?

Which of the following is NOT an advantage of having a budget?

Key Market Actors in the securities industry include which of the following groups?

This scheme pays early investors with money raised from later investors. The only people who make money are the promoters who give false promises of high returns.