Mutual Funds

Give the gift of a Mutual Fund this Christmas.

Give the gift of a Mutual Fund this Christmas!   With Christmas fast approaching, every year we are all tasked with the responsibility of what gift to give our loved ones, and in particular, our children. While we generally gift toys or clothes, why not be a little innovative this year by giving a financial gift, one which can add long term value to your child’s life and teach them the value of money from a very tender age. If […]

Investing 101 in T&T- Part 2 (Investor Profile)

  In our last post, we discussed the basics of investing, setting financial goals and deciding on the type of investment that may best suit you. In this post, we’ll focus on creating your personal  investor profile and guide you through the process of  selecting an investment option that will help you achieve your financial goals.   Investor Profile An investor profile is an outline of what your preference is when it comes to investing. Key considerations to note when […]

MFATT: Types of Mutual Funds

A Mutual Fund is a collective investment scheme that pools investors monies to form the source for investments in various securities depending upon the investment objective of the scheme eg. equities, bonds, money market instruments, other financial securities.   For investors who would like to invest in mutual funds, where do they start? The number of funds is so large and investment programs so varied, that investors could become overwhelmed. Generally speaking, there are four broad types of mutual funds; […]

Mutual Funds Explained: Diversification

We have all heard of the term ‘Don’t put all your eggs in one basket’ and generally, this saying can be applied to many situations. In investing, it is no different.    In fact, not putting all your eggs in one basket, also known as diversification, is the best strategy to reduce the total amount of risk any individual is exposed to.   As an investor holds multiple assets, often across multiple categories, the investment risk is minimized by removing […]