August 22, 2019

The JAVA Budget

Make JAVA days, better days, with a JAVA Budget.   The sunny JAVA months make it easy to unwind. Unfortunately, it can also mean unwinding financially. You may probably be wondering, “What does “JAVA” mean?” Well, in case you missed it, “JAVA” is simply an acronym for the July-August Vacation. For the most part, your finances get derailed during this period of the year as a result of many personal  commitments or responsibilities that arise which include: graduation ceremonies for […]
March 21, 2017

What you need to know about Mutual Funds

At the end of 2016 the Collective Investment Schemes (CIS) or Mutual Fund market in Trinidad and Tobago collectively managed approximately $48 billion dollars. A more detailed look at the CIS market for 2016 can be viewed hereà  http://ttsec.org.tt/wp-content/uploads/CIS-Data-as-at-December-31-2016.pdf But what exactly is a Mutual Fund? A Mutual Fund is a type of Collective Investment Scheme wherein a company encourages people to pool their money into one fund. In other words, a Collective Investment Scheme is basically a fund that […]
February 20, 2017

Are You Sabotaging Your Retirement?

  Do you have a plan for your retirement? Do you know where your money will come from when you retire? Have you started saving for your retirement? If you answered no to any one of these questions then you may be sabotaging your retirement. Many young adults think that they’re too young to start saving for their retirement or, have not even realistically considered life beyond retirement. Individuals, young and old, need to have a plan for their retirement […]