The JAVA Budget

Make JAVA days, better days, with a JAVA Budget.   The sunny JAVA months make it easy to unwind. Unfortunately, it can also mean unwinding financially. You may probably be wondering, “What does “JAVA” mean?” Well, in case you missed it, “JAVA” is simply an acronym for the July-August Vacation. For the most part, your finances get derailed during this period of the year as a result of many personal  commitments or responsibilities that arise which include: graduation ceremonies for […]

Managing your Family’s Finances

Managing your family’s finances isn’t an easy task. In addition to offsetting the cost of raising children and managing the household, you’re probably facing hefty financial burdens, such as saving for retirement, college tuition, home ownership, and more. Although it may seem a bit overwhelming, balancing your family’s short and long-term financial goals is possible.     The following tips will help you and your family move closer to financial security/ financial freedom.   Define your family financial goals- Remember […]

Get Back on Track with your Finances

We’ve all had unexpected financial occurrences throughout our lives that either throw us off our savings goals, or cause us to change plans and cut back; especially at times when we could really do with that vacation, a night out, or changing out that old phone. Whether it’s a large unexpected expense, a job loss, or a significant decline on your investments, everyone faces financial setbacks. In times like these saving money may be the last thing on your mind. […]

10 Ways to Love yourself this Valentine’s Day

Valentine’s Day 2019 Set Financial and personal goals  These goals should always be (SMART) Specific Measurable Attainable Realistic and Timely. Saving Start a savings fund to help achieve your financial goals. Start small and increase as you go along. A little today, can go a long way. Create a budget and stick to it. Careful budgeting can improve your financial situation and prevent you from overspending. It’s an Emergency! Unforeseen circumstances can arise at any time. It can be in the […]