saving
Coming out from the cash exhausting, end-of-year holiday season, and straight into the ‘pay-off-your-credit-card’, and ‘clear-your-debt’ months, we must have a financial plan in place if we wish to participate in this year’s Carnival season, comfortably. Let’s be real, many of us cannot go to every fete, every ‘pump’, still play J’ouvert and ‘jump-up’ in the most popular ‘Mas’ bands; although some of us do, […]
At some points in our lives many of us experience signs of financial stress or worry. Whether it is a child struggling to save enough money to purchase a gift, or an adult avoiding debt, paying bills on time and making ends meet, we all experience varying level of stress at one time or another. Financial stress stems from: too much debt not earning enough money the expense of raising kids differing views about how to manage finances the […]
What You Need to Get Started: Retirement Plan Basics Step 1. When do you want to retire? ________________________________________________ While typically we think of 65 as the common retirement age, today’s longer average lifespans make it less feasible to retire so soon. Many people may have to—and will be able to—work many more years past the age of 65. Whatever your retirement age goal is, be sure to plan for all the […]
For so many reasons, Christmas is an expensive time for some of us. We tend to get caught up in overspending and overindulging which can both have negative effects on our pockets after the season. These tips can help to get your finances on track for the New Year. Good financial planning will help you enjoy the festive season and enter the New Year on a high note! Try and resist embarking on the usual Christmas practice of “shopping ‘til we […]